What to do When You’re Strapped for Cash
Weddings, credit card bills, rent payments, car repairs, last-minute birthday gifts… we’ve all been in a situation where the funds we have available simply don’t suffice. No matter how good we are at saving money, life seems to always find a way to put us in stressful financial situations.
Such is the economy of today. But worry not, as solutions abound. If you’re strapped for cash and you need a reliable way to make a quick payment, keep reading to find out what you can do to alleviate the stress and keep moving forward.
Switch to a Better Bank
The UK banking market is highly competitive and you can often make a bit of cash by simply switching to a different bank. You can typically expect to grab between £150 and £175 by changing who you bank with. In some areas, insurance providers also offer a similar deal, where they’ll pay you if they can’t beat your current rate, so be sure to look around.
Sell Some Stuff Around the House
If you haven’t performed a deep cleansing of your home for a while, there’s bound to be a few things lying around that are doing little more than collecting dust. From old electronics to clothes you no longer wear to a piece of furniture that isn’t being put to use, selling it is as simple as heading to a pawn shop or putting it up on Gumtree.
Get Rid of Old Books
While you can post your old books on eBay or a classifieds website, it’s unlikely that they’ll sell in a short period of time unless you get really lucky. Fortunately, the Amazon Marketplace makes it a lot easier and you can list up to 35 books for a month without paying anything.
Alternatively, you can try trade-in websites such as Ziffit and WeBuyBooks. While old paperbacks and other literature likely won’t fetch the highest prices, pricey textbooks can net you anything from a few dozen to a few hundred pounds. After all, they’re better off being put to use than being shelf ornaments.
Take out a Cash Loan
These days, online personal loan providers offer a quick and easy way to get your hands on some cash. You can choose exactly how much you want and for how long. The application process is fairly simple and you’ll be able to get your money within a few hours to a day. Click here for a reputable provider with competitive interest rates.
Talk to the Press
Do you have an interesting story to tell? Third-party agencies such as Feature World will go to news outlets on your behalf if you have a compelling story. Alternatively, consider heading to a magazine such as Real People or Take a Break, who claim they’ll pay up to £2,000 for your juicy information.
Other ways that you might be able to get some quick cash include tax rebates, broadband credit claims, online surveys and much more. For all you know, there might be a dead-simple solution lying right in front of you. Simply relax and take a look around.